Equipment earns from the day it is installed — the only question is how you pay for it. A revenue purchase buys the machine outright with cash, no liens, and settles out of the revenue the machine generates. This is boutique funding: a person reads your file, not a scoreboard.
Writing a $40k check for a machine leaves the payroll account naked. The equipment is fine; the business around it is suddenly fragile.
Traditional equipment finance files a UCC on the machine and often the business. Fine — until you want to sell, upgrade, or refinance anything else.
The $18k used lift, the refurbished CNC, the custom fabrication — equipment lenders want new, standard, and easy to auction. Real shops buy what works.
Bank equipment loans want two years of returns and often 20% down, then collateralize the machine itself. The approval process alone can outlast the deal on the equipment you found.
A revenue purchase sidesteps the entire apparatus: cash in your account in days, buy the machine from whoever has it — auction, dealer, retiring competitor — and no lien ever touches the title.
We advance against your revenue rhythm; you buy the equipment with cash — which usually knocks 5–10% off the price by itself — and the purchase settles weekly out of the production the machine adds.
The calculator question is simple: what does the machine add to monthly revenue, or save in sublet costs? If that number beats the weekly remittance comfortably, the purchase pays for itself from day one. Run the math in our equipment financing guide. Sharp terms, straight answers — that is the whole Cutting Cap model.
The compressor, lift, oven, or diagnostic rig that the current workflow sublets or limps around.
The equipment that adds a revenue lane — another bay, another chair, another line of output.
The machine that unlocks a whole service category — ADAS calibration, wide-format, in-house fabrication.
An equipment loan collateralizes the machine and files liens. A revenue purchase sends you cash — you own the equipment free and clear from day one, and the purchase settles from weekly revenue.
Yes — cash is cash. Auctions, private sellers, dealer lots, going-out-of-business sales: no approval process on the machine itself, no age restrictions.
Then settle early — ask about early-settlement pricing when you fund. Fast-payback equipment is the best use of a revenue purchase there is.
A $15,000, $25,000, or $50,000 revenue purchase — and those are floors, not ceilings. We fund more when the financials support it. Apply in four minutes; decision in 24–72 hours.
